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  • (UPDATE): As of now the Affordable Care Act & Obamacare will continue as normal. We have Obamacare Enrollment options. We can still help you avoid fines, compare affordable health coverage, and Obamacare alternatives. Obamacare Health Plans and see current plans for you. Obamacare open enrollment for 2019 began on Nov. 1st, 2018 and health insurance exchange plans can be obtained and/or changed. We also have post enrollment coverage options. Give us a call. If you fail to obtain a health insurance plan, you may be subject to a fine or health insurance penalty. What is the fine for not having health insurance? Private health insurance policies that are ACA compliant can be changed and purchased outside of the Marketplace at anytime.

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    If you're 65 years or older, Medicare insurance is something we can also help with. Medicare insurance only applies to individuals who are 65 years and older. Medicare can be extremely confusing when it comes to coverage. Speak to one of our live Medicare specialists to see what will work for you (888) 702-0136. Some coverage is facilitated by the US government based on what you've been paying into the system over the years from your income. But a lot of that doesn't cover all healthcare costs, and Medigap, Medicare Supplement Plans, and Medicare Advantage insurance can help offset healthcare expenses that aren't covered by strict Medicare.

    The best thing to do is avoid confusion and talk with a licensed health insurance professional. Speak live instantly with an agent toll-free at (844) 899-9853 You need to carry either a private health insurance plan or Marketplace coverage to avoid fines set by the Obamacare Individual Mandate.

  • What is Obamacare exactly?

  • Obamacare is a generic name for The Affordable Care Act, also referred to as ACA, President Barack Obama's plan for healthcare reform in the United States. The open healthcare marketplace is offered by certain states at a state level, and the rest are facilitated by the federal healthcare exchange. Essential health benefits must include items and services within at least the following 10 categories: ambulatory patient services; emergency services; hospitalization; maternity and newborn care; mental health and substance use disorder services, including behavioral health treatment; prescription drugs; rehabilitative and habilitative services and devices; laboratory services; preventive and wellness services and chronic disease management; and pediatric services, including oral and vision care.

    Insurance policies must cover these benefits in order to be certified and offered in the Health Insurance Marketplace, and all Medicaid state plans must cover these services.

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  • What is the Fine For Not Having Health Insurance?

  • The Obamacare Individual Mandate requires all US Citizens who do not qualify for an exemption to carry minimum essential health coverage. This fee is determined in one of two ways. If you or members of your household do not carry health insurance coverage, you will either pay a percentage of your household income, or the flat fee imposed for the year, whichever is higher. Here is the breakdown of Obamacare Fines.

  • What will happen to Obamacare with Trump?

  • On November 8th, 2016, Donald Trump won the US Presidential Election, leaving the future of The Affordable Care Act and Obamacare in an uncertain position. The Trump Healthcare Plan, "Trump Care" may decide to improve upon the current setup with the goal of making things more affordable for consumers, while refraining from gouging the profits and capitalistic business practices of the major health insurance companies. It's a lofty goal and the execution remains to be seen. The Clinton Healthcare Plan was certainly planning on keeping the majority of the original ACA infrastructure in place. While also tweaking and details with the goal of increasing efficiency and raising both business and consumer approval percentages of the healthcare program.

    There is also a real possibility that Trump repeals Obamacare altogether and starts over from scratch. He's been pretty clear he thinks Obamacare is a failure, but he's also been somewhat vague in how he will approach healthcare from a specific policy standpoint. The fact is, Obamacare is currently operating the same as it has, with Healthcare Enrollment currently open. The Mandate and tax penalties will remain in tact for 2018 until we hear differently from the White House on any healthcare changes.

  • Pre-Existing Conditions

  • The Affordable Care Act, otherwise known as Obamacare, will make it illegal for insurance companies to deny coverage to people with pre-existing conditions. Pregnancy will no longer be considered a pre existing condition and it will be possible to get maternity insurance whether you're already pregnant or not. That has not been the case until now. Many insurance providers would deny coverage to people with pre existing conditions.

    Obamacare Health Plans can help you find affordable health insurance to take care of the cost of your medical bills. We will search for providers to fit your situation and find you the best rate and take the guesswork out of the equation for you. We can compare healthcare marketplace exchange plans with Private Health Insurance to help find you the lowest cost coverage for your situation. We'll locate an affordable health insurance plan for you by comparing top health insurance providers.

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