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Obama Care Plan Health Insurance

Under Obamacare, you will need health insurance in 2016 or you risk a $695 government penalty. If you missed the 2016 Obamacare deadline, we can still help you get health insurance coverage. Obamacare and The Affordable Care Act can be a little confusing with the changes to providers in the program for each state, and the difference between private and exchange health plans. Short term health insurance in between enrollment periods. Government health insurance tax subsidies. We're here to help shed some light on the changes and help you find affordable obama care plan health insurance to fit your budget and situation. We can help you find Health Plans For Obamacare. Private health insurance policies that are ACA compliant can be changed and purchased outside of the marketplace at anytime. The best thing to do is avoid confusion and talk with a licensed health insurance professional. Speak live instantly with an agent toll-free at (888) 920-9142 We can help you explore your options. You need to carry either a private health insurance plan or healthcare marketplace coverage to avoid fines set by the Obamacare Individual Mandate. Here is the current Obamacare penalty for not having insurance.

What is Obamacare?

Obamacare is really just a generic name for The Affordable Care Act, President Barack Obama's new plan for healthcare reform in the United States. Individuals will be required to carry health insurance or run the risk of paying fines under Obamacare starting in 2015. We can help you find affordable health insurance for 2016-2017 to avoid any fines imposed by the healthcare reform.

Do I Have To Buy My Health Insurance From an Exchange?

There are open exchanges and they are different in every state. Some of the insurance companies we work with are on these exchanges in certain states, but not in others. It's important to remember that you do not need to buy your health insurance through state healthcare exchanges. Can I get private health insurance? There are still many private insurers out there who will provide coverage at competitive rates, sometimes cheaper, so it's important to shop around. If you buy private insurance, you're not eligible for subsidies or tax breaks, but you may have a wider variety of insurers with different pricing to chose from. For example, Wyoming and Alaska only have two insurance providers on their exchanges, as of Oct. 1st. Obamacare enrollment for marketplace plans for 2016 opened on Nov, 1st. The enrollment period ended on Jan 31, 2016.

We can help you find exchange health plans, and we can also match you to affordable private health insurers. Essential health benefits must include items and services within at least the following 10 categories: ambulatory patient services; emergency services; hospitalization; maternity and newborn care; mental health and substance use disorder services, including behavioral health treatment; medication; rehabilitative and habilitative services and devices; laboratory services; preventive and wellness services and chronic disease management; and pediatric services, including oral and vision care.

Insurance policies must cover these benefits in order to be certified and offered in the Health Insurance Marketplace, and all Medicaid state plans must cover these services. If you already have a health insurance policy, we can make sure everything is up to date and ready to go for the changes by providing you a free quote. We can probably even save you money from your current health plan.

Starting in 2014, The Affordable Care Act, otherwise known as Obamacare, made it illegal for insurance companies to deny coverage to people with pre-existing conditions. Pregnancy will no longer be considered a pre existing condition and it will be possible to get maternity insurance whether you're already pregnant or not. That has not been the case until now. Many insurance providers would deny coverage to people with pre existing conditions.

Obamacare Health Plans can help you find affordable health insurance to take care of the cost of your medical bills. We will search for providers to fit your situation and find you the best rate and take the guesswork out of the equation for you. That will give you the peace of mind and time to focus on staying healthy and living your life. Don't let the stress of the healthcare changes get to you. We'll locate obama care plan health insurance for you by comparing insurance providers

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